If your car/vehicle is totaled, or even just damaged, while you are breaking the law/evading police, will insurance cover that? Somehow I don't think so.
Why do people trade in a simple, if expensive, speeding ticket for felony reckless driving, felony evasion, and losing, or at least severely damaging their vehicle? Maybe this guy had outstanding warrants. Maybe he thought he could outrun the Arkansas State Police. Maybe he is just stupid.
This is the video for Arkansas State Police High Speed Pursuit, Charger VS Chrysler 300C
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